[date line]



                   LETTER OF CREDIT (GENERAL)



[name of bank]

[address]

[city, state, zip]

[country]



Sir:



     We hereby agree to accept and pay at maturity any

draft or drafts on us, at      day's sight, issued by

[name of individual] of your city, to the extent of

[amount of limit]  ($      ) Dollars, and negotiated

through your bank.



Most respectfully yours,



                      _____________________

                           [Signature]



DATED:  _____________________



____________________[ADDRESS]





     I hereby guarantee the due acceptance of payment of

any draft issued in pursuance of the above credit.



                    ________________________

                    [SIGNATURE OF GUARANTOR]









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