The ability to file for bankruptcy and obtain a fresh start is an important and long-standing part of American law. Your right to file bankruptcy is guaranteed under federal and the U.S. Constitution. There are various chapters in the Federal Bankruptcy Code under which you may file for bankruptcy. Each chapter has certain requirements and each offers certain relief from creditors and debt. This document describes the process for filing for bankruptcy under Chapter 7 of the Federal Bankruptcy Code, which is commonly known as a personal bankruptcy. The culmination of a successful Chapter 7 bankruptcy is the elimination of mot of your debts and the prevention of any efforts by creditors to collect on those debts.
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