FREE Notice of Default

NOTICE OF DEFAULT

To __________________
   ___[address]______

____________________as trustee (or beneficiary) under that
certain deed of transfer in trust executed by ___________,
as Trustor, to ____________, as Trustee and ______________,
as beneficiary, dated _____________, recorded in Book ____,
Page ___ of official records in the office of the County
Recorder of _______  County, State of ____________, hereby
give(s) notice that a breach of the obligation for which
such transfer in trust is security has occurred, the nature
of said breach being the failure to [state each item of
default , such as the failure to pay principal, or
installments thereof, interest, taxes, insurance,etc.],
and that the Trustee (or beneficiary) elects to sell, or
cause to be sold the trust property in order to satisfy
said obligation.

               [Insertion if default is curable]

                            NOTICE

YOU MAY HAVE THE RIGHT TO CURE THE DEFAULT DESCRIBED
HEREIN AND REINSTATE THE MORTGAGE OR DEED OF TRUST.
SECTION ______ OF THE  CIVIL CODE PERMITS CERTAIN DEFAULTS
TO BE CURED UPON PAYMENT OF THE AMOUNTS REQUIRED BY THAT
SECTION WITHOUT REQUIRING PAYMENT OF THAT PORTION OF
PRINCIPAL AND INTEREST WHICH WOULD NOT BE DUE HAD NO
DEFAULT OCCURRED.  WHERE REINSTATEMENT IS POSSIBLE, IF THE
DEFAULT IS NOT CURED WITHIN _______________ FOLLOWING THE
RECORDING OF THIS NOTICE, THE RIGHT OF REINSTATEMENT WILL
TERMINATE AND THE PROPERTY MAY BE SOLD.

TO DETERMINE IF REINSTATEMENT IS POSSIBLE AND THE
AMOUNT, IF ANY, NECESSARY TO CURE THE DEFAULT, CONTACT THE
BENEFICIARY OR MORTGAGEE OR THEIR SUCCESSORS IN INTEREST,
WHOSE NAME AND ADDRESS IS _________________ AT ___________
_____________________________.

ANY FAILURE TO COMPLY WITH THE PROVISIONS OF THIS
SUBDIVISION SHALL NOT AFFECT THE VALIDITY OF A SALE IN
FAVOR OF A BONA FIDE PURCHASER OR THE RIGHTS OF AN
ENCUMBRANCER FOR VALUE AND WITHOUT NOTICE.

Dated:  ______________

                                ________________________
                                [Trustee or Beneficiary]