FREE Hardship Letter to Stop Foreclosure

By | November 9, 2011

[Your Name]
[Street Address]
[City, State ZIP Code]
[phone number – optional]
[email address – optional]

May 19, 2009
[Name of Recipient]
[Company Name]
[Street Address]
[City, State ZIP Code]

Re: [Loan Request No.________]

Dear [Name of Recipient]:

I am writing regarding the status of my [loan/credit] application, which you received more than [No. of days/weeks] ago. On [Date _] , during a brief phone conversation, you assured me that the application was complete and that it had already been placed on the loan committee’s calendar for review. You also said that it did not appear there would be any problem in granting my request, and that I should have a response by [Date____]. Although that date has come and gone, I have still not heard from the bank.

At this point, I am very concerned, because, as I indicated earlier, the matter is time-sensitive. I need access to the requested funds for [Here review briefly the urgency, i.e., to invest in a project that has a firm deadline] .

As a long-time customer, I value the service you have provided in the past, and I expected the same quality when I submitted this application. I would appreciate it if you would investigate the matter for me at your earliest opportunity; please call me on my cell phone [Cell Phone No.] for a brief status report.

Thank you in advance for your prompt attention to this pressing matter.


[Your Name]