FREE Payment Overdue

By | November 11, 2011
(your street
city, state, zip)


city, state, zip)

Dear ____ (name):

We cannot accept any further delay in paying your 
balance due.  Your ignoring our suggestions of working
together to get your account current is having a negative
effect on your credit record.  We must have a payment now!

If you cannot send at least a partial payment now,
call us so that we can come to a workable agreement.